PayMe Inaugurates Its First Offline Branch in Delhi NCR, Strengthens Credit Access with LAP and Personal Loans

2026-02-02 12:37:50 Business

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Delhi NCR | January 16, 2026 : PayMe, an RBI-registered NBFC and emerging Indian fintech platform, today inaugurated its first offline branch in Delhi NCR, marking a significant milestone in the company's expansion journey and its commitment to improving access to formal credit.

Through its first offline branch, PayMe will offer Loan Against Property (LAP) of up to ₹20 lakh, accepting both residential and commercial properties, including owned and rented assets, enabling a broader borrower base to unlock secured credit. LAP products will be available with flexible tenures ranging from 3 to 10 years. In addition, the branch will offer Personal Loans of up to ₹5 lakh, aimed at addressing the credit needs of salaried individuals, retailers, and micro and small business owners - segments that often face challenges in accessing timely and structured financing.

The offline expansion complements PayMeʼs broader digital ecosystem, which includes secured and unsecured lending products, along with SaaS-based fintech solutions offered through its technology arm, Huey Tech. By combining technology-led underwriting with on-ground customer engagement, PayMe aims to deliver faster, more transparent, and personalised lending experiences.

Commenting on the launch, Mahesh Shukla, Founder and CEO, PayMe, said, "Despite the growth of digital lending, many salaried individuals and small business owners continue to face challenges in accessing timely and fair credit. Our first offline branch strengthens our ability to serve these segments by combining technology-driven lending with personal guidance. This expansion reflects our long-term commitment to ethical, transparent, and inclusive finance.ˮ

The branch inauguration took place today with a ribbon-cutting ceremony and media interactions.

About PayMe

Founded in 2016, PayMe is an RBI-registered Non-Banking Financial Company (NBFC) focused on delivering transparent, technology-driven financial solutions.

Headquartered in Noida, the company offers secured and unsecured loan products and SaaS-based fintech solutions through Huey Tech. PayMe has empowered over 10 million customers and facilitated loan disbursals exceeding ₹2,100 crore, while continuing to promote responsible borrowing and financial inclusion across India.

About Mahesh Shukla

Mahesh Shukla is the Founder and CEO of PayMe and is responsible for defining the companyʼs long-term vision and strategic direction. With over 12 years of experience in global banking and financial services, he brings deep expertise in retail lending, credit systems, and financial risk management. Under his leadership, PayMe has grown into one of India's emerging fintech platforms, driven by innovation, compliance, and a strong focus on financial inclusion.