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Spending Habits Top the List of Concerns for 79% of Married, Separated or Divorced Adults

Would you be surprised to learn nearly half of currently divorced or separated U.S. adults (48 percent) said they wish they had spent more time discussing finances before getting married?

“When asked what they thought were the most important topics for soon-to-be married couples to discuss regarding their finances, married, separated or divorced adults said spending habits were at the top of the list by 79%, followed strongly by existing credit card debt at 78%". Those numbers are just part of the results of a recent survey conducted by, among more than 2-thousand adults over the age of 18 participated.

The independent study comes as no surprise to Personal Finances Educator, Dr. Taffy Wagner. Wagner has taught seminars, counseled couples nationally and preached the importance of premarital financial discussions for the last three years.

In a released statement, Wagner had this to say about the survey: “In the current economic climate, no dollar can be taken for granted. No one wants to walk into a relationship where they take three steps back for every one step forward. It's time for people to realize they need to face the fear, and focus on the facts of their finances before inviting someone else to share the rest of their life.”

You can learn more about the survey and how it may apply to your own situation at

For more information on Dr. Taffy Wagner, her premarital financial counseling and post-marital financial counseling or her books on financial topics, go to

About Dr. Taffy Wagner, CEPF®, CCRR®
Dr. Taffy Wagner is a Certified Educator in Personal Finances, Certified Credit Report Reviewer, Money and Marriage Advocate/Expert and an Ordained Minister. She is also the author of Bestsellers Bride and Groom Money Talk FAQ, Debt Dilemma and Homebuyer’s Helper (How to Have and Hold on to your House). She’s been interviewed by The Wall Street Journal, The Denver Business Journal,, Business Insider – Your Money and more regarding handling money before and after saying “I Do”. She provides premarital and post-marital financial counseling. She is a veteran of the United
States Armed Forces. Dr. Wagner resides in the metro Denver area with her husband, Eric and their twins, Erica and Cody. Wagner may be contacted at

Contact Information

  • Name: Taffy Wagner


    Telphone: -- , -